Transactions

This page details how transactions are structured and processed within the platform

Transactions have several required fields, along with optional fields that can be added depending on your needs. All transactions that are submitted to Guru Pay are subject to regulatory and sanctions scanning prior to release.

As transactions progress through workflow, status changes are automatically communicated through webhooks if configured, or through a manual Get Transaction request.

Transaction type

All transaction flow is being sent as SEPA INSTANT, in case the beneficiary bank does not accept INSTANT payments, the transaction will be routed via SEPA CT. You will always see the type of transaction via endpoint /api/v1/transactions/{uuid} as "payment_type"

Cancel transaction

To cancel transaction, please promptly contact your account manager and Client Care team at [email protected].